Are There Statutes of Limitation With Insurance Claims As Per Tort Laws In Ontario?

After any type of accident, you not only have to deal with the various injuries you have suffered, but also have to deal with various agencies especially the insurance companies. If you have suffered from debilitating injuries, then you may even be thinking of suing the negligent party with the help of a good Personal Injury Lawyer in Sudbury.

It is always advisable to consult and hire a competent lawyer who has the necessary experience in successfully dealing with cases that are similar to yours. You should always keep in mind that there is Statute of Limitations applicable in all cases of personal injury cases. You must strictly adhere to the time limits, if you want to make successful claims. This strict time frame is applicable for notifying the appropriate agencies too especially the insurance companies.

Before you decide to file for the claims with the insurance company or suing the negligent party, you should decide your goals of the claim. This is best done in consultation with the skilled Personal Injury Lawyer in Sudbury who has the necessary experience and has been computing the claim amount in his/her other similar cases. Ideally speaking, your claim amount should not only be able to cover your current as well as projected expenses but also your various other damages.

Once you have computed your compensation amount, your lawyer can start the litigation process. Keeping in mind the time limits, you should notify the insurance company about the accident and start the claim process. You should never give any statement or sign any document without consulting your lawyer. Do remember that the first aim of any insurance company is not your comfort but itself. Hence the company will pounce on any statement that may potentially go against you and help it reduce the claim amount.

When your Personal Injury Lawyer in Sudbury files a case for claim in the court, he/she has to serve a notice to the defendant(s). Your lawyer will also start gathering the relevant evidences. This includes getting the various statements of the experts, treating doctors and the witnesses. He/she will also gather all the relevant documents and records that would prove that your present condition is due to the accident.

There is a step of Mandatory Mediation wherein you along with your lawyer have to sit across with the defendant party and try to come out with a settlement. If you are not happy with the offered settlement, you can always proceed with the trial.You should always move with an open mind as you can go in for settlement at any step of your case before the judge gives the decision.

When a settlement offer is made, you can discuss with your Personal Injury Lawyer in Sudbury and decide the merits of the offer based on some of the important points such as:

•    How close is the settlement amount closer to your actual claim?
•    How much of your legal expenses is covered by it?
•    Will the settlement amount cover your projected or potential expenses including the medical and rehabilitation costs?

As your Personal Injury Lawyer in Sudbury will explain to you, once you accept the settlement offer, you cannot renege on it. To read more Click Here