If you are hit by a car, while crossing the road the first thing you should do is get medical treatment. Apart from that you should also get in touch with a Personal Injury Lawyer in Ottawa to demand compensation for the injury caused the loss in wage as well as companionship. All the physical pain and sufferings along with the mental trauma will be paid for. But the amount of compensation depends on the insurance cover of the parties involved, the assets that the defendant has and also the extent if the injury sustained. All such equations may seem simple but are very important in evaluating the best compensation amount.

Insurance Is The Common Source
  
Auto insurance is the most common and significant source for paying the injured pedestrian with the desired claim amount. According to the law of most of the states the drivers must have some sort of auto insurance in his name. Apart from that, states also have rules in which the insurance companies operating in the state must offer uninsured or under motorist coverage or UIM. This type of insurance is very helpful in paying the damages when the driver at fault does not have any insurance to cover for the damages he has to pay when such a claim is made by the plaintiff with the help of a Personal Injury Lawyer in Ottawa.

Insurance Cover of The Pedestrian

The insurance cover of the pedestrian is also considered by the Injury Lawyer in Ottawa while calculating the compensation amount. If the pedestrian has any medical insurance then all the medical bills has to be paid from that. According to the law of the state you are eligible to get compensated for the injuries even if the driver was nit driving the vehicle. In case the accident has occurred in a no fault state, the pedestrian insurance is required to cover up the costs to some extent. This rule holds well even if the driver has individual insurance.  

Fault of Pedestrian

The fault of pedestrian is also determined by the Injury Lawyer in Ottawa and it depends on the law of the state which may have distinct and unique rules to handle pedestrian injury case. If the pedestrian is found to be at fault partially or fully in some states the insurance company of the driver is not liable to pay any money as damages. However, in a no fault state even if the pedestrian is guilty compensation can be paid from his own or the driver’s insurance cover. Depending on the percentage of fault, the compensation amount will be calculated.

Limitations of Insurance

The mandatory coverage of the insurance can be very low and can even exclude the pain and suffering of the plaintiff in a no fault state. Even if the pedestrian has purchase a higher limitation, the UIM coverage can also be very low and in many no fault states pedestrians can get compensation up to a certain limit excluding the medical bills and any loss in income. All these factors of insurance are considered by the attorney to calculate the best amount to claim. For more information visit Our Website